Minato is the first one that comes to mind. His entire arsenal is unoriginal.
Frog summons, FTG, rasengan (alternate version of TBB) etc
There is a huge difference b/w earning money through work and borrowing it,in the same way there is a huge difference b/w borrowing powers and learning them.
U can take away the borrowed powers whenevery u want but u can't do that when the said power was learned by the user.
For example:
We can remove EMS from Sasuke but can't do the same for MS.
We can remove Kyuubi from Naruto but can't do the same for SM
Like this^^^^
U can't take away any of Minato abilities as none of them are borrowed.
That's another debate I cant get in to at the moment but the original point is with out any borrowed ability he is top tier and does not need to rely on anothers ability to be so. Your argument is they might be able to win... Only Itachi, Hashi and Tobirama can and they are incredibly powerful.
That should tell you something
I didn't get ur point here,U said that Hashirama is the only one that can stand upto Madara without borrowed power and I proved u wrong by providing a list of people that can stand upto Madara(without borrowed powers).
Here Iam not saying that Madara is not a top tier without borrwoed powers my point is that nothing is special about compared to people like Minato,Itachi,Tobirama,Sasuke and Izuna without borrowed powers.
Also going by ur logic Obito is still a top dog without borrowed powers, no one but Minato can counter Kamui so he shouldn't be on the list.