Should women pay more for healthcare?

slimreaper

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On average women consume more healthcare than men, yet it's legally mandated that their insurance be the same price. Is that fair?


Why can they charge men more for auto insurance(I get why, but why is it legal)

Btw this isn't a conversation about whether or not we should have a socialist healthcare system. This question is only for the current American system
 

HENI

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no one should pay for that
 

Cunning Linguist

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On average women consume more healthcare than men, yet it's legally mandated that their insurance be the same price. Is that fair?


Why can they charge men more for auto insurance(I get why, but why is it legal)

Btw this isn't a conversation about whether or not we should have a socialist healthcare system. This question is only for the current American system

The auto insurance is bullshit. I know a girl my age who has 4 tickets already this year and has been in two car accidents. She still pays less than me
 

Punk Hazard

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How about no one pay for healthcare
 

Sir Francis Drake

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Personally, I feel the premium you pay should reflect your own risk with both health and auto insurance. But yeah, I can see why women would need to pay more if they consumed more health care than men.
 

Mikeuhsomething36

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While I do find those statistics alarming one has to take into account the circumstance and other factors that follow through into a statistic. More women are left to be independent to care for children, more women find it hard to come up with certain funds, the father just died. So when one says "Women on average" you account that those women are in there. Now when you change the statistics from "how many married women consume health care" and "how many single women consume health care" and "how many never married women receive health care" you'll see that the those that are single (many factors contribute to a woman being single) completely overshadow the other factors but when you say on average you factor that the women that don't even use healthcare like that should all of a sudden start paying more just because their single counterpart statistic does? Of course not, that's as big a myth as women getting paid less in the private sector because there is no proof in history of human affairs were true equality has been reached and in some cases the women are making more than men even. So no, women shouldn't have to pay more healthcare than men, because if that happens you're just promoting gender inequality and giving more feminist a reason to hate men, this will spur interest groups to lobby women pay even less than they were originally earning. The last thing you want to mess with is taxpayers money because when they find out, hell breaks loose. Men paying the same amount as women is justified because you're both receiving equal benefits, if I'm paying 20 dollars for more of a product and you're paying 20 for not as much, it is not my problem if you want to pay more to consume more you forget that the more is consumed the more they pay, the amount payed isn't constant at all as interest rates pay a big role, while women may be paying equal to men their interest rates are an entire different story. You pay 20 for a product I pay 20 for a product on paper we are paying the same but my interest is 3% but you're interest is 8% as a woman. Calculate interest multiply the money by the interest percentage rate by the year (if in months divide that Monty by 12 then factor in) and you'll see why statistics are generally surface level you have to dog deeper so women should not pay more than men in health care at least not principle rise, interest is something else.
 

slimreaper

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While I do find those statistics alarming one has to take into account the circumstance and other factors that follow through into a statistic. More women are left to be independent to care for children, more women find it hard to come up with certain funds, the father just died. So when one says "Women on average" you account that those women are in there. Now when you change the statistics from "how many married women consume health care" and "how many single women consume health care" and "how many never married women receive health care" you'll see that the those that are single (many factors contribute to a woman being single) completely overshadow the other factors but when you say on average you factor that the women that don't even use healthcare like that should all of a sudden start paying more just because their single counterpart statistic does? Of course not, that's as big a myth as women getting paid less in the private sector because there is no proof in history of human affairs were true equality has been reached and in some cases the women are making more than men even. So no, women shouldn't have to pay more healthcare than men, because if that happens you're just promoting gender inequality and giving more feminist a reason to hate men, this will spur interest groups to lobby women pay even less than they were originally earning. The last thing you want to mess with is taxpayers money because when they find out, hell breaks loose. Men paying the same amount as women is justified because you're both receiving equal benefits, if I'm paying 20 dollars for more of a product and you're paying 20 for not as much, it is not my problem if you want to pay more to consume more you forget that the more is consumed the more they pay, the amount payed isn't constant at all as interest rates pay a big role, while women may be paying equal to men their interest rates are an entire different story. You pay 20 for a product I pay 20 for a product on paper we are paying the same but my interest is 3% but you're interest is 8% as a woman. Calculate interest multiply the money by the interest percentage rate by the year (if in months divide that Monty by 12 then factor in) and you'll see why statistics are generally surface level you have to dog deeper so women should not pay more than men in health care at least not principle rise, interest is something else.

None of this explains why men have to pay more for auto insurance.
 

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On average women consume more healthcare than men, yet it's legally mandated that their insurance be the same price. Is that fair?


Why can they charge men more for auto insurance(I get why, but why is it legal)

Btw this isn't a conversation about whether or not we should have a socialist healthcare system. This question is only for the current American system

Wouldn't do that. You will get a war on feminists because of stuff like that.
 

Mikeuhsomething36

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None of this explains why men have to pay more for auto insurance.

You're talking about two completely different sectors. Health insurance is funded mostly be the public sector I.e. Government. Auto Insurance is by the private sector I.e. Business.

Do I need to go further?
 

slimreaper

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You're talking about two completely different sectors. Health insurance is funded mostly be the public sector I.e. Government. Auto Insurance is by the private sector I.e. Business.

Do I need to go further?

Whose health insurance is being paid for by the government?

Most people's employers help. The only one's really funded publicly are medicaid and medicare. And those people don't pay for that anyway so they don't apply.


I'm talking about paying for private healthcare
 

Mikeuhsomething36

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Whose health insurance is being paid for by the government?

Most people's employers help. The only one's really funded publicly are medicaid and medicare. And those people don't pay for that anyway so they don't apply.


I'm talking about paying for private healthcare

There is a reason why I said the health insurance is mostly funded by the government. When I say government I do mean it from the not just federal but state and local governments as well. Medicaid and Medicare are mostly certainly paid for in some shape or form by said people whether they realize it or not. Nothing just magically has money or is "self-sustaining" from a literal sense. So they mist certainly apply just because they don't pay directly does not mean they don't pay at all. Some do pay directly depending on their plan even so to say that they don't pay at all is hindsight assumption at it's finest.

Your second point, you're talking about private healthcare? So essentially you're talking about the private sector. What about the private sector in terms of healthcare? Different people have different plans and pay for different needs, governments regulate some for example HIPPA and something's they do not. The private sector in terms of healthcare is just the employer funding the customer depending on his or her plan. Are you assuming that women consume more than men then they should pay more? Why? I've already stated how interest plays a role in this I shouldn't need to keep addressing what I've already addressed in my former post in terms of the private sector. Why do men pay more? Because they pay more for goods and services to maintain their car than women in general...also men are more likely to get into accidents and car crashes than women to begin with which just boosts their plans so they pay more I've already addressed the factors that come into play when we're dealing with statistics, it's pretty obvious why men pay more and the factors I've listed are just a few. If you looked into how insurance worked and broke down the statistics from the clearly bias VERY BROAD figures shown with some knowledge in politics which I know you have since you do post some intelligent information about some political issues, then you will see why this is such a no-brainer.
 

slimreaper

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There is a reason why I said the health insurance is mostly funded by the government. When I say government I do mean it from the not just federal but state and local governments as well. Medicaid and Medicare are mostly certainly paid for in some shape or form by said people whether they realize it or not. Nothing just magically has money or is "self-sustaining" from a literal sense. So they mist certainly apply just because they don't pay directly does not mean they don't pay at all. Some do pay directly depending on their plan even so to say that they don't pay at all is hindsight assumption at it's finest.

Your second point, you're talking about private healthcare? So essentially you're talking about the private sector. What about the private sector in terms of healthcare? Different people have different plans and pay for different needs, governments regulate some for example HIPPA and something's they do not. The private sector in terms of healthcare is just the employer funding the customer depending on his or her plan. Are you assuming that women consume more than men then they should pay more? Why? I've already stated how interest plays a role in this I shouldn't need to keep addressing what I've already addressed in my former post in terms of the private sector. Why do men pay more? Because they pay more for goods and services to maintain their car than women in general...also men are more likely to get into accidents and car crashes than women to begin with which just boosts their plans so they pay more I've already addressed the factors that come into play when we're dealing with statistics, it's pretty obvious why men pay more and the factors I've listed are just a few. If you looked into how insurance worked and broke down the statistics from the clearly bias VERY BROAD figures shown with some knowledge in politics which I know you have since you do post some intelligent information about some political issues, then you will see why this is such a no-brainer.
First you don't have to lecture me about how Medicaid is paid for. There is no such thing as a free lunch.

Second you say medial insurance cost is based on the plan used, thats true. It's also true for auto insurance. You can have the bare minimum coverage, bumper to bumper and lots of differing variables.

My question is why do men pay more no matter the variables? I know the answer, but why isn't the same practiced on women in the medical field( with similar coverage)?

You say men are more likey to get into accidents(true). Women are more likely to be injured than men and go to the doctor far more often. Whats the difference?
 

Punk Hazard

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First you don't have to lecture me about how Medicaid is paid for. There is no such thing as a free lunch.

Second you say medial insurance cost is based on the plan used, thats true. It's also true for auto insurance. You can have the bare minimum coverage, bumper to bumper and lots of differing variables.

My question is why do men pay more no matter the variables? I know the answer, but why isn't the same practiced on women in the medical field( with similar coverage)?

You say men are more likey to get into accidents(true). Women are more likely to be injured than men and go to the doctor far more often. Whats the difference?
Probably cuz more men have cars than women, so the average for men is higher. Isn't that why the wage gap is a myth? There are more men with more jobs so the average for men is higher than women?
 

slimreaper

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Probably cuz more men have cars than women, so the average for men is higher. Isn't that why the wage gap is a myth? There are more men with more jobs so the average for men is higher than women?

The wage gap is a myth because they lie. They say women make less for "the same job" but actually just compared what women and men made as a whole.

Insurance is different. Men are proven to be less safe while driving so we get charged more. On is a myth, one isn't
 
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