Kakashi's sense of borrowed is temporary :| I don't really count anyone's else's powers as borrowed unless they have to give it back.
Besides that Obito has to die for Kakashi to get DMS
Kakashi didn't have to give it back. Obito's chakra simply ran out.
Same thing with Naruto. Kurama dies = Naruto used borrowed powers.
I suppose it's subjective though.
He had obito's soul in him. It's obito's power. Can kakashi do it without obito's soul? No !
Can Naruto activate Bijuu mode with Kurama? Would Naruto even be alive without Kurama? No? It's Kurama's powers.
Can Sasuke have Perfect Susanoo without Itachi's eyes? No? It's Itachi's powers.
Just a few examples.