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Yea, many majors wouldn't pay themselves off, but I think cars are also a good buy because they're a big plus when job hunting. I don't know what to actually make of this, so all I can say is there are silver linings though it's sad that they have to be looked for to begin with.

Ehhh, it's bad, but I don't it's as bad as it looks. It's clear that most of the debt is because of student loans, but you should look at the fact that the other sources of debt declined and accept that student debt is the best form of debt. None of those debts pay themselves off as student debt...